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Benefits of vision insurance*

When thinking about health insurance plans, some of the first needs are covering costs of preventative care (office visits & exams) and for covering serious medical conditions and accidents. However, there is another type of insurance that is equally important to your well being and is right in front of you but often overlooked.  This insurance coverage is Vision Insurance.

 

Vision Insurance Basics

Though it might not seem logical to anyone who needs contacts or eyeglasses everyday private and governmental insurance providers categorize vision insurance as a non-essential or supplemental/specific coverage option.  The categorization exists based on an inequality in the number of patients needing eye care in most plans versus the total amount of patients encompassed in the plan that need all types of healthcare procedures.  For eye plans to be included as an essential benefit in many plans, the cost of these specialty needs would need to be spread across the entire group membership, thus causing higher premiums for all for a limited needed service.

 

Vision insurance can cover preventative, maintenance, and surgical procedures needed for the eyes.  Such procedures include but are not limited to routine eye exams, corrective lens or eyewear, surgeries, regenerative therapies, or physical therapies for eye trauma.  When purchasing vision insurance, a few options exist. Vision insurance can be can be purchased supplemental to existing health plans.

 

Why VSP?

FIVE REASONS VSP IS THE BEST CHOICE FOR INDIVIDUAL VISION INSURANCE:

We value our members and want you to always have access to VSP through our Individual Vision Plans, no matter your life stage.

 1: SAVINGS

You’ll get the lowest out-of-pocket cost in vision care. You’ll see savings on frames, lenses, contacts, eye exams, and more. Typical annual savings are over $200 with the Standard Plan.

2: DOCTOR NETWORK

You’ll find convenient locations with doctors that meet our high standards. VSP has the largest independent doctor network in the country.

3: SELECTION

Whether you’re looking for classic styles or trendy frames, you’ll find the perfect pair for your style and budget. Just choose from the hundreds of options available through your vision plan.

4: SIMPLICITY

Getting started is fast and easy. You can enroll online in minutes and start using your benefits within just five business days.

5: FOCUS ON YOU

With us, your wellness comes first. As the only national not-for-profit vision insurance company, we put our members first so you can trust you’re getting the best care. It’s no wonder 95% of our members are satisfied with VSP.

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